One Credit Score Payment For Each Thirty Day Period (Impossible? Read On)

Taping into the hidden treasury of a house therefore to raise a affordable fund is recognized as secured loan. In this type of loan, the home of the borrower works as security. This indicates that the borrower will have to surrender the ownership of the home to the loan company in case he fails to spend off the loan. This seems to be extremely risky for the individual using the loan. After all, the home of a individual is 1 of his most valuable processions.

Yes, benevolent Uncle Sam is granting taxpayer money like pacifiers to infants but, I have news, the average Joe or Mary cannot qualify. It's true that the government provides absent billions in grant cash but I have yet to listen to of an Average Citizen Bad Credit Bailout Fund. Have you?

Making all the payments on time will have the opposite good effect, your credit score rating will begin to rise. If you feel all this is a little bit overpowering, there are numerous debt consolidation plan companies out there to assist. Just make certain they are reputable with a proven credit card debt consolidation loan record.

Another thing you can do if you want to know how to repair credit is to apply for a credit score card. This might audio like the last thing you want to do, and of program the yearly fees and curiosity prices are heading to be fairly higher, but if you can be accountable and make your month-to-month payments, it can go a long way towards fixing your credit score.

Now its "just" a make a difference of figures. Earnings minus present bills equals disposable earnings. How a lot of the disposable earnings are you currently prepared to location aside to attain your financial objective? Will you have to adjust your time body? Do you have to deliver in much much more earnings? Short time time period or lengthy time time period? When financial loans are paid off, will that income now be accessible to be place towards your monetary objective?

Getting an urgent loan is hard sufficient as it is; it is even tougher for someone who has bad credit. When a individual does not have good credit score ratings, lenders do not approve his loan easily. This indicates that he would have to go through a tough time when he applies for a mortgage. Nevertheless, if there are no checks no his credit score, he would be in a position to get a loan all the same. To advantage such people payday textual content loans are supplied by loan companies. This mans that when 1 sends a textual content message, he would get the mortgage he needs with out his credit score start checked.

This may appear not possible to some of you but you need to make a spending budget and adhere to it. Creating a spending budget is the cornerstone to your whole financial debt elimination strategy. This is the number 1 assist get out of debt step. It truly lays a fantastic foundation for your getting out of debt.

Other collectors are willing to take a much less quantity of cash and let you pay them off this prevents you from obtaining a bad rating as nicely. You can make spend preparations or even borrow against safe property in order to pay off a lot of the smaller sized debts leaving only 1 financial debt to pay. In performing these issues make sure that the credit score bureau is fully aware of your efforts to keep up with your money owed. All these procedures are the best method to repair your credit score report providing you the very best feasible rating.

Car Rentals Throughout Your Hawaii Vacations - Some Useful Suggestions

Today's economic climate needs that you may need to cut back again on this summer time's vacation. With the economic climate so reduced, even the holiday package deal deals might be too steep for a great deal of us. So what's out there for alternative? Really, we can discover numerous options if we just know how to find them.

Next, vacation tours aren't all that expensive-which means that you don't have to worry about investing an arm and a leg attempting to find somebody to take you from point a to stage b.

I guess I found out why we are not close, my mothers and fathers were just as well younger and by the time they lastly did experienced I was older and I guess they did not know how to make up for time lost. I do want we experienced more time together perhaps I would be much brazil vacation packages less dysfunctional than I am now. Now there are two more children and they can attempt not to, make the exact same mistakes with me and perhaps they will turn out less inept than I am.

Create a recipe guide for a cherished one, this kind of as a spouse, filled with recipes for a happy lifestyle. Include photos of your shared vacations and create a caption about what components made this particular holiday happy for you. Your cherished 1 will value your creativity and memories.

A romantic journey does not have to cost a lot of cash. You can discover great locations to go that are near to home just waiting for you and your loved 1. You can begin your lookup on the Internet by searching getaways in your condition. This should give you lots of locations you could have a romantic getaway. Your trip could be as near as a tranquil journey to a mattress and breakfast in a nearby city. Appear about and you will find something that is just correct. Keep in mind just because your romantic getaway does not price a great deal, it does not have to be cheap.

Music concerts can be a financial load, too. Escalating prices, services charges for online ticket vendors, the time and cost of driving and parking at a significant live performance stadium - these issues include up rapidly. And with seats in Row ZZZ on the 3rd balcony, you can start to question if you ought to have just stayed home and listened to the radio!

Use common sense, and be aware that typical feeling is different from 1 nation to another. Don't be concerned as well a lot. The huge majority of travelers to Mexico have a safe and pleasant trip.

Make Every Day A Fun Day---Comfortable Eyeglasses

Selecting a pair of eyeglasses can be time consuming, eyeglass frames for women pricey and even uncomfortable! Trying on the frames, viewing the picture of you in the mirror then viewing the cost- ugh! If you buy prescription eyeglasses on line, it can save prescription glasses you time, cash and the sensation someone is always viewing your every move. For these searching for the much better way to get glasses, read on my friend!

Now, on to the eyeglasses. 1 of the attract back to many funk and retro eye glasses is that the shape might be thrilling, but the color might be blah. You can effortlessly repair that!

sunglasses can total a summer time look. These eyeglasses can arrive in many shades and designs. They can be picked based on the form of a person's encounter or the kind of occasion they are heading to. A great seaside look would feature darkish shaded lens that are ideal for keeping out the sun's rays.

This is not athletics - it's business. Athletic competitions all should do the same factor and who does it very best wins. Not in business. You do not want to be as great as your competitors in high quality measures adopted by your field, but you have no purpose to try to be much better. If eyeglass frames contact lens clients will understand you did better if they'd thoughts - putting a new regular. Your competitors near the computer glasses gap and clients will discover to take the new Standard for granted. Leave the password outlined - it's not what will deliver you a aggressive benefit. Save your energy, sources and interest to the real thing.

I do not like picky eaters, and I do not like shut minded eaters. I also do not like people who load their food with salt prior to even tasting it, but that is an entirely different subject, simply because I do not maintain a salt shaker on my dinner desk, so good luck to you should you decide to attempt to overdoes on sodium at my desk. My meals has currently been perfectly seasoned for you. You are welcome. What would I do if Bob is a picky eater? What if he hates vegetables and spicy food. What if he's a meat and potatoes kind of man?

Be cautious though, if you split or scratch their glasses, you could end up purchasing them some new ones. You WILL drop the screws, have extras. They can be hard to find.

No matter what you add to spice up your speech, to have pizzazz you should be thrilled about what you are talking about. You've seen speakers who don't seem enthusiastic-they're not linked to what they're promoting. Their lack of passion exhibits. So, if that's you, and you're not passionate about your product or what it is you do for your clients or how you contribute to the world, then you might want to change the topic of your speech, or perhaps even your company. You must be thrilled. You should be enthusiastic. You can't apply this; it is something that you think in so that when it arrives time to speak about it, you just let it movement. Enthusiasm arrives out naturally in your voice, and it will also arrive out in your physique language.

Work with an psychological intelligence mentor and discover how to sluggish down your reactions to things. It will give you time to believe them through and this will almost always deliver much better outcomes.

Full Recap For Accurate Blood Episode 04X03 - If You Enjoy Me, Why Am I Dyin

Viagra, Cialis and Levitra are 3 impotence drugs that experienced been authorized by the US Food and drug administration to be employed in the treatment method of male impotence.Each and every of these impotence tablet, though operate properly with most men, may possibly not perform in handful of situations. If this occurs, maybe you would like to examine on specific items just before choosing that the tablet is not operating for you.

The kidney essence is the basis of your health and longevity in Chinese Drugs. As you age, your kidney essence normally declines and you get signs and symptoms these kinds of as hair loss and bone decline. He shou wu can be employed to boost hair progress. It also assists to herbal viagra stability the blood sugar and lessen hunger associated with blood sugar imbalance.

These days there are far more guys struggling from erectile dysfunction than ever. Apart from, there are younger gentlemen who are unable to have healthier erections and fall short at bed. All the younger gentlemen who were identified to be vivid and vigorous some time back again have been suffering from sexual issues presently. These issues are absolutely a cue of their general health. The blood circulation acquiring hampered at these kinds of an early stage is definitely not a good indicator.

By the time that I'd stumbled onto a genuine blog about battle knives right after a few hrs on a single service, I study that website page gratefully from top to base, even right after my timer said it was secure to transfer on. I was so drained of each site becoming a complete webpage advertisement promising me that my targeted traffic would quickly be exploding. In amongst advertisements for other visitors and hyperlink exchanges, I saw cures for most cancers, cures for diabetic issues, and cures for gullibility. There had been Multi level marketing ripoffs from the 1980s, but redressed with more recent clip art from the nineties. Worst of all, following the knife blog, I in no way again observed any true weblogs or internet web sites on that provider. I did commence to see a whole lot of repeat SPAM, however. From the point of finishing the knife blog, I began surfing expectantly right after that, hoping for any other true web sites.

I set up my personal web site selling health items, beauty goods, collectibles and jewelry; even natural Viagra (which was most likely my greatest vendor) till Google requested me to withdraw the item. At the time of producing the site is still operating but I'm about to pull the plug and minimize my losses.

For this cause, the much more you can reinforce your credibility and decrease their risk the greater. Use a spokesperson and grow on their credentials. Reference nicely-recognized media or specialists in your duplicate exactly where attainable.

Refrain from prolonged, sizzling showers, since this tends to deplete your skin's all-natural moisturizer. And ultimately, there is a organic viagra tonic you can try out: That's viagra basically mixing lemon with a glass of sizzling h2o, and ingesting a glass every working day. This is supposed to get rid of several of the toxic compounds that are dependable for pores and skin issues.

It is a frequent be concerned amid men to get troubles with attaining erection. It may possibly significantly affect their self-esteem and stop them from mingling with girls really nicely. It is a common bogus impression that age is a issue for acquiring this condition. With this attitude, even younger gentlemen are making use of improvement tablets to be certain. Researchers have verified that several senior citizens have no troubles regarding this issue.

In phrase of benefit, vitamin market grew by 9.forty eight%twenty five in 2010 to USD ~ million as compared to 2009 final results. China vitamin demand is expected to surpass USD ~ million by 2015. China is one of the greatest producers of vitamin E in the globe.

How To Pinpoint Negative Vehicle Insurance Estimates

As a previous Yellow Website page advisor for twenty five many years, the amount a single question from my clients was often this. How do I help save income on my Yellow Page marketing? My fast answer was a single of the subsequent: Cease advertising and marketing completely, Decrease your marketing, Lower out a single advert, Drop a dimensions or coloration, or Do any blend of the over.

Once you get estimates then you can truly discover out what just you can get if there is an accident and what would be the liability that is covered by any of those insurance policies plans. To set it in a nutshell legal responsibility indicates the obligation of the driver in situation of any damages due to the fact of any rash striving which might guide to an incident. If there is an harm to any person or at least if the home harm happens then this performs an critical function. The Pennsylvania auto insurance generally delivers the protect to equally.

If you are particularly worried about this then there are some methods you can get prior to hand. Of system, it's crucial to note that these things need to be done just before hand and are usually unavailable soon after the truth. What that signifies is that if you get into an incident and haven't place these measures into spot previously, it's going to be too late to compare auto insurance use them.

Call your insurance policies organization appropriate away and if you have your cell cellphone contact from the scene of the incident. Give them all of the pertinent data including the name of the police officer, who filed the report. Make sure you get the name and badge number of the law enforcement officer.

You can chat to automobile dealers to figure out your alternatives ahead of you make a determination to buy. By no means give out your Social Protection number or driver's license even though. If they get that info, they'll have all they need to evaluation your FICO credit score scores and reviews, which result in a credit history report inquiry to look on your credit score studies. Don't forget, credit history inquiries may possibly decrease your credit history scores. Make them understand that you do not want them reviewing your credit rating scores and credit score reports. If they persist on making a duplicate of your driver's license for "insurance functions," notify them to place in creating that they will not overview your credit history.

They will even help you determine out how significantly you can afford to shell out for a auto. You could feel you can pay out much more than you really can. This small tool will give you a truth check of sorts so that you do not get into a offer that is over your head.

Carriers do this so you will be less probably to file a declare, simply because you will be accountable for $1,000 of that assert. You would never want to file a assert for something less or even a bit greater than your deductible amount because of to a very good opportunity your long term costs will enhance.

Another set of people that can uncover some rewards in this Insurance coverage are people whose auto worth depreciate at a quickly rapidly fee. It is excellent for them to cease any significant decline that may possibly arise as a result of any injury or reduction. Even if you are the type who is frightened of your desire price due to the fact of the charge at which it goes up, this insurance policy is also good for you.

Hcg Diet Plan: Exactly Where To Find Efficient Hcg Drops!

What do you do, if you just have to have some thing added to consider? It is often best to adhere to the HCG Diet strategy precisely, if you can. But if you ought to cheat, some techniques are higher than others. I've carried out the consuming habits a few instances and found a couple of points.

The diet plan functions a tiny unique. What would come about if you took 1 factor that served your physique? Some thing that would increase your metabolic procedure, and assistance shifting your physique extra weight reduced? hcg drops assistance to do that.

According to Dr. Simeons, the overall well being of any dieter should be taken into account. As such, prior to beginning on the hCG diet, it is strongly suggested that dieters read Dr. Simeons' Lbs and Inches to comprehend the diet drops and the reasons powering this revolutionary technique. The book is complete with all the info needed about dropping excess weight in a wholesome, safe and fast manner.

One of the instrument which aims only excess weight reduction is HCG that is "Human Chorionic Gonadotropin" hcg drops for sale and it is normally discovered in human body particularly expecting women. The Hcg diet is competent for everybody who needs to free the extra excess weight. Also for the types who have attempted tons of numerous techniques and performed in purchase to be in shape. The Hcg diet plan plan is for the betterment of the overweight and over weight individuals. Amongst all of the methods Hcg weight reduction is most innovated technique.

Many on-line retailers distribute the hcg diet drops. An instance is a website offering a 40-working day diet strategy or a scaled-down, 21-working day provide. The vendor statements that you can regularly drop one pound for each working day just by adding hcg diet drops to what you eat. The mind evidently has to have that amount of time to work on your metabolism in purchase to alter it in the correct path for fat burning. Each of the programs is extremely expensive. It will surely cost you roughly $50 just to get into the 21-working day program. That's a great deal more than two dollars for each day for simply a couple of drops of hormone supplement.

Eight) A solitary specific other element that labored for me, when I felt hungry involving foods. I would roll a chunk or two of still left near to rooster into a leaf of lettuce like a sandwich and it manufactured a great snack. Then I would reduce back again as soon as more on the volume of meat (rooster, fish, and numerous other people.) at the subsequent meal.

Yes, the HCG drops diet is very safe for men. In reality, men frequently occasions see higher fat reduction results than ladies. A persuasive reason for you guys who want to drop a small extra excess weight before swimsuit period. HCG drops diet also comes with a food plan to assist give you ideas of healthy foods that are appropriate to consume over the course of your HCG drops cycle.

Finding Reconditioned Gearboxes Utilizing Vehicle Components Finder

You can save great money altering your car oil your self. The higher cost of labour tends to make it extremely costly to take your car into the shop for a simple job like changing your motor oil and filter. When you can easily do the occupation your self. To start with you require provide the clerk at the automobile parts shop with the yr your car was produced, with each other with the make, model and engine dimension. With all this information you should obtain the right parts for your car.

However, when looking for use auto parts like second hand gearboxes, make certain that you approach a reputed vendor to avoid buying fake or defective parts. These utilized components are not defective simply because, when extracted, these components from previous vehicles are serviced and refinished to function like a new component. Thus, make sure that the dealer you are approaching is providing genuine parts although used and not any duplicate ones.

There are a lot of used cars and vehicle components utilized as vehicle engines, auto dismantlers, transmissions, components of the 4x4 pieces of a van, Audi vehicle components, car parts online etc. available on the Web. You can browse via various web sites provide a broad variety of vehicle parts and spares. There are many auto accessories, spare parts, etc. accessible online at an affordable cost and with great discounts. These websites offer selection of parts with complete descriptions of both new and used components.

I recommend a tune up every twenty,000 miles. Numerous occasions this require nothing more than changing the spark plugs. Check with your technician and restore shop on this. If you have an honest mechanic he or she will inform you what you require. This is the significant purpose for finding an honest store and mechanic and sticking with them.

There is warranty available even on utilized cars. The warranty usually is made up of comprehensive coverage and mechanical coverage. You should appear that whether or not the warranty is covering all the significant components. Automotix are proprietors of massive inventory of new and used car parts. We have huge network of suppliers and sellers all over the globe. If you are looking for any particular components we occur to get short of it, we will find it for you and provide you.

Sometimes when the wheels sit overnight and it is cold outside, condensation types on the rotor faces and a mild movie of rust forms. When you generate the vehicle in the early morning, the rust is being scraped off by the brake pads, which leads to the scrubbing sound. As soon as the rust is absent, the noise goes absent. In addition, have the internal fender wells checked. It's feasible that one of the wells has dropped because of to a damaged retainer and the tire is hitting it. Lastly, it could be a seized brake caliper; in this situation, the brake can't retract following letting off the brake pedal. Get the vehicle into a store for a brake and undercarriage inspection. Best to you.

Once you have your website constructed, check it often. Look for broken hyperlinks and graphics that don't function. Get rid of any broken hyperlinks and get new ones in there. Replace old graphics, and make sure they will attraction to your viewers for great targeted website development. Rewrite your content material occasionally and renew articles frequently. Making them fresh and readable is an additional essential keys right here.

Human Growth Hormone Benefits

Anti getting older foods, as the name suggests, can assist you look and really feel younger than your age. This kind of foods not only help boost your energy and endurance but also enhance your overall health and well becoming. In addition to this, they can also assist battle age effects so that you appear visibly more youthful.

My doctor explained to me that all of the bodily changes that I am encountering are only natural for a center-aged woman, as nicely as for a man. Apparently, the human mind significantly cuts back on the number of powerful hormones, such as hgh, that are released into the body over natural human growth hormone time. This explains why I am placing on excess weight, even if I have made zero changes to my regular diet or exercise schedule. In the meantime, my system's lack of important hormones is also responsible for my reduction of tight pores and skin, as nicely as my high cholesterol level. I discovered that exactly what I've been heading through is even expected for any individual my age. That was why my physician recommended that I attempt the very best hgh treatment accessible to quickly and safely rejuvenate my aging body.

Anti aging therapy via vitamin tablets: We need anti aging nutritional vitamins for supporting free radicals. They are preventive force against free radicals. Vitamin C can reduce blood stress. It can even fight cold as well as flu. It is the very best anti getting older therapy agent. Vitamin E is the best complement of anti oxidants. It aids you in maintaining wholesome cells as well as works as the best skin and hair repair agent. Vitamin E is another best anti oxidant, which neutralizes totally free radicals in your physique that can trigger mobile as nicely as tissue damage. It even has retinol that aids in maintaining your skin and eyes moist.

Increasing HGH production in your physique can help you tide over age results and restore your youth. Though there are a couple of techniques of hgh supplements, you can make your body create much more HGH naturally with the assist of some simple suggestions and tricks.

HGH is a hormone that is produced in the pituitary gland and are responsible for mobile reproduction and development throughout the body. After puberty when the bodies production of HGH peaks, it has been discovered that a sluggish decrease of the bodies production of the hormone starts to happen as we age.

Pomegranates, strawberries, dates and blueberries are all plentiful in antioxidants. But the genuine king of the antioxidants globe is the acai berry. It's like the fountain of youth.

The form of spray for greatest HGH supplement makes it very beneficial. It is simple to carry and extremely simple to use. Just 1 or two sprays in the mouth and you are done. No difficult instructions, nor as well complicated precautions to confuse you. It arrives in very small measurements, this raises the simplicity in mobility and you can just place it in your pocket or purse. Sytropin HGH complement is made from natural contents and so there is no harmful side effects.

New York Metropolis Vacation Flats Rentals Are Now Available!

Record high occupancy prices are becoming a slight hurdle for apartmentites in discovering a new place to live. If you love exactly where you currently reside, the pool, fitness center, closet space, and the neighbor's dog-then by all indicates remain-you're doing fantastic. But if you're thinking you may like a alter when your lease expires- HEADS UP!

If you are searching for a companion animal that can go nearly anyplace with you, be practical and appear for 1 of the smaller canine breeds. They are easier to treatment for, cost much less to maintain, and most adapt well to little residing quarters such as a New rent nyc apartment. They can also be taken pretty much everywhere in a handy carry bag, alongside with food, water, a leash and poop baggage.

In Flats, you can still have a kitchen area, residing space, eating space, bathroom and bed room. There are bigger apartments with 2 or much more rooms. The fundamental apartment for 1 person is smaller sized although it is still handy for 1 or 2 individuals. If you have a tight spending budget an apartment for rent is the best location for you as a house. Especially if you want to be on your own and have some manhattan apartments privateness and be independent, then lease an apartment near to your office, college, or work location.

This being the kind you ought to take the time to look more than the condominium thoroughly. The condition of the condominium and the various facilities to which you can use should be pointed out obviously. Also the allowing business ought to be written in a style that you can understand.

B) The next option you can attempt is to incorporate accessory attributes into your apartment home. Numerous apartment homes have built-in cabinets that will allow you to store books or individual products that will give your apartment house a personal contact. You can buy baskets and other accessories too, which will add a little taste to your house. Other individuals have tried the idea of flooring to ceiling shelves, which will give your condominium home a bigger appear, and is great for storing more of your personal products. And don't attempt and incorporate a lot of furnishings in mixture with the cabinets. You might nonetheless need to introduce some other products into the space to give your apartment home its complete possible.

But when you have cash coming in, it's a massive reduction which enables you to transfer into a location of faith and confidence and that raises your vibration. When you aren't constricted by worry, you have more energy to focus on developing your company, on evenings or weekends, while making this transition. This is why I recommend not quitting a job till your own company begin up is on a roll.

Conversely, if you walk in and absolutely drop in adore with the place, you should certainly critically consider it. Even if it's a small over your variety or just on the cusp of being in the "right neighborhood" this apartment can be your little oasis. If you adore it, you'll adore coming house to it. And let's encounter it, if it's near sufficient to your cost and place, isn't that a great enough endorsement for a massive residing room full of sunlight and a view of a tree lined street?

Tips On Resolving Credit Score Card Financial Debt Issues

There is no simple or quick solution to erase a poor credit history. Your credit score history reports are maintained by companies such as credit bureaus which gather information from home loan businesses, banking institutions and other creditors. For aperiod of 7 many years, the credit bureaus can report precise negative credit information. They can also report personal bankruptcy for 10 many years.

The factor you should always keep in mind is that no lender can tell you how much you can pay for to borrow. The lender isn't looking at your individual spending habits. The loan company really doesn't care about how a lot you require to spend on groceries or medicine. The loan company is merely trying to make a loan. And some lenders really want you to fall behind or default -- that way, they finish up with more in late payments and a default curiosity price.

If you're courting for the first time, you usually match into some kind of class -- man, gal, straight, gay, whatever. If you are meeting a blind day from a personals ad in which you categorized yourself as a woman, and then showed up as a man, probabilities are you would end up with a black eye instead of a partnership. The exact same goes for your web website. If you have a site about debt debt consolidation companies consolidation, it is not appropriate to place a link for it in the Films category.

Nothing can be more humiliating than that moment. It is occasionally easier to ignore the problems and hope that they will by some means straighten on their own out on their personal over time. But we each know that they won't. As soon as you are no lengthier in denial about your finances, you can get started fixing the mess that it took you years to accumulate. It takes repair credit assist to get you back on your ft again.

Not only does a financial debt consolidation loan lower your monthly obligations, it also enables you to pay off your financial debt quicker simply because much more of your payments go toward theory rather than being squandered on interest. Wouldn't you love to pay off your financial debt quicker than you ever believed possible?

However absence of collateral encourages lender to charge higher rate of interest, with massive monthly repayments and a small duration of reimbursement. Personal vehicle financial loans can also be availed by people with bad credit score document also. They don't have to frighten away with their poor debts record. They are offered bad credit car mortgage to purchase them a vehicle. Their adverse credit score background is no much more a hindrance. With the assist of Web you will be in a position to locate several lenders providing personal vehicle mortgage. It's suggested to clear all your uncertainties and queries after going through all instructions cautiously.

Start working on your credit report by first getting a duplicate of the report finding out what info is on there that is true and correct. If you find there are mistakes then function on the errors to get them fixed initial. Then when you get to the components that you know is accurate contact your creditors and sees if you can make any sort of spend arrangement. Some creditors will allow you get by just by paying interest on the mortgage. Perhaps this is something you can do until you get a higher paying job. When you make an arrangement to this effect make certain that they understand that this is to stop them from giving you a bad credit score standing with the reporting credit bureaus.

There are available credit repair clinics which repair restructure payments and repayment plans to fit in your budget. These credit repair businesses charge as much as $2000 for administrative charges and paper functions.